Sending Money to Ghana: Here’s a Reliable Money Transfer App

Most Ghanaian immigrants have a challenge sending money back home. Often, the bank fees are just too high and the speed of delivery is not good enough. Also, there’s the problem of stringent documentation that is needed for formality and identification processes. Who has the time for all of this? Surely, there has to be a simpler way. But yeah, there is a simpler way of sending money to Africa. And that is the use of a money transfer app.

With the influx of different money transfer applications, it has become rather hard to know which one to use. Often, people have been spoilt for choice and ended up using the wrong app to move funds. The truth is that money transfer apps are faster, cheaper, and more convenient when sending money to Africa. The advancements in technology have made it easier for people to receive funds without having to go to the bank. They can receive these funds and even send them right from their mobile phones.

In just one click, you can transfer funds from any part of the world to Ghana instantly using a money transfer app. So, what are some of the top apps that you can use to send money to Ghana?

Editor’s Pick for Sending Money to Africa: Afriex

Afriex money transfer app is the best bet you can use for sending money to Africa – including Ghana. It has a sharp penetration in African countries, hence, giving you the freedom to send money to numerous places on this continent.

Furthermore, they ensure that the recipient gets the funds as soon as possible, with their fast processing times. You can equally send cryptocurrency through Afriex to African countries such as Ghana. The flexibility with sending money to Africa using Afriex is endless.


Otherwise known as Wise, this money transfer app is also effective in the transfer of funds from other countries to Ghana. It is based in the UK and offers different services to users. The reason many Ghanaians love to use TransferWise is because of its very low fees for sending money across different countries. Furthermore, the recipient doesn’t even need to have a bank account so that they can receive funds from TransferWise.

This app has three distinct money transfer ties for sending money to Africa. You can choose the one that suits your needs best. It has over 50 currencies that you can convert when you wish to.

Some of its extra features are available for free, which is practically the icing on the cake for those looking for a sophisticated app. Furthermore, they don’t compromise the security of their users. With the 2-factor log-in procedure, there’s little room for impersonation and fraud, which has been a problem in many money transfer platforms.


WorldRemit transfers funds to over 120 countries in the world, Ghana being a part of this huge number. Their transfers are very secure and pocket-friendly. You get full value for your bucks when you use WorldRemit.

The other advantages of WorldRemit include its super-easy user interface and the fact that you can make fast transfers. This makes it an ideal pick for sending money to Africa, especially when there’s an emergency. You can practically send money from most parts of the world to Ghana just like you would send a text message.

Both you, the sender, and the recipient receive a confirmation once the funds reach the target. This gives everyone an added peace of mind that everything went well.

Thanks to their industry-leading licenses and technological deployment, they offer one of the best money protection systems in the industry. Thus, you can rest assured that your money is safe from fraudsters and other cybercriminals.

Their fees depend on how much you’re sending and where you’re sending the funds to. But generally, you won’t receive any exorbitant fee when sending money to Africa. Some transactions won’t even cost a thing!


Xoom, from PayPal, is another trusted service you can use when sending money to Africa. It operates in more than 30 countries in the world, and Ghana is definitely on the list. With Xoom, you can send funds directly to the mobile money platform of your loved one. They don’t even have to use their app or a bank account to access the funds.

Xoom is an ideal pick for sending money to Ghana because of its affordable rates, quick delivery, and stringent security. These are all features that people look for when sending money to Africa.

Their 128-bit encryption ensures that you can send money online without having to stress about cybercriminals intercepting your transaction. They offer an exchange rates calculator so that you know exactly how much you’re supposed to send to your loved one in Ghana.

Final Thoughts

As you can see, sending money to Africa, including Ghana, isn’t at all difficult. All you need to do is get a reliable money transfer app and make the transaction swiftly.

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